Rental Application

    Please Confirm Before Applying

    Please verify there are no active applications before applying. Please text Abigail to find out the most up to date status at: 702-956-7554.

    Application fees are non-refundable regardless of the application being accepted, canceled, or denied.

    Application Confirmation *
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    Minimum Rental Requirements

    Thank you for taking the time to apply for one of our rental properties. Below you will find a list of our minimum rental requirements to be considered for approval.

    Please review and check off each of the following requirements:

    1. What property are you applying for? *
    2. Application Fees are Non-Refundable. *
    3. Each occupant over the age of 18 must apply. *
    4. Each applicant must provide a legible copy of their State Issued ID or Driver’s License. *
    5. Each applicant must have and provide their Social Security Number for the purposes of processing their background, credit, criminal, and eviction history. *
    6. Each applicant must have a minimum credit score of 650 and must have no collections within the last year. We pull from TransUnion Resident Score. *
    7. Combined household income must be at least 3 times the monthly rent amount. *
    8. Each applicant must provide their 3 most recent Bank Statements showing an ending balance of at least 2 times the monthly rent amount. *
    9. Each applicant must provide 4 of their most recent pay stubs from their current employer(s). *
    10. Each applicant must have good rental history with No Evictions. *
    11. The Mor Group does not accept co-signers for this rental application. *
    12. Regarding Service Animals, Assistance Animals, or Emotional Support Animals: Applicants must provide documentation from a Physician, Psychiatrist, Social Worker, or other Mental Health Care Professional showing that the animal provides emotional support that alleviates one or more of the identified symptoms or effects of an existing disability. *

    By initialing below, I acknowledge The Mor Group’s Minimum Rental Requirements and would like to proceed with my application.

    Applicant Name *
    Applicant Email Address *
    Applicant Initials *
    Co-applicant Name
    Co-applicant Email Address
    Co-applicant Initials
    Once you hit the Continue Application button, you will be redirected to Findigs to create your profile and complete application. Please make sure to adjust your pop up blocker accordingly.

    Main Content

    How to Negotiate a Rate Buy-Down or Seller Credit in Las Vegas (2026)

    With rates sitting in the mid-6% range, the number that decides most Las Vegas offers isn’t the sale price — it’s the monthly payment. That’s why rate buy-downs and seller credits have become the two most useful tools in this market, and most buyers still don’t know how to ask for either one correctly.

    The Mor Group has been navigating Las Vegas real estate for 20+ years — we’ve negotiated through every kind of market this valley has seen, and we know exactly when a buy-down or credit is the right ask.

    A rate buy-down lowers your actual interest rate — temporarily (like a 2-1 buy-down) or for the life of the loan — by paying discount points at closing. The seller can fund this as part of the deal.

    A seller credit is a lump sum toward your closing costs. You decide how it’s used: points to buy down the rate, or other closing costs.

    Related, but not the same thing. A credit gives you flexibility. A buy-down is a specific play aimed directly at your monthly payment.

    When You Actually Have Leverage?

    • The home has sat on the market longer than average for the area
    • The seller has already dropped the price once
    • Comparable inventory nearby gives you something to point to
    • The property isn’t drawing multiple offers

    If it’s priced right and moving fast, asking for a big credit is more likely to cost you the deal than win the concession.

    How to Ask?

    Work backward from your target monthly payment, not the sale price. Have your lender run the real numbers: what does a 1-2% rate reduction do to your payment versus the same dollar amount as a price cut? That comparison is what makes the ask credible.

    In a market where the payment decides the deal, price is only half the negotiation. Knowing when you have leverage — and which tool actually moves your payment — is what gets you into the house at a number that works.

    Searching for a home in Las Vegas or Henderson? Contact Cassie Mor at 702-501-1085 and let’s structure an offer that actually works for your payment, not just your price.

     

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